A Beneficial Ownership Information (BOI) report is a federal requirement that lists the individuals who own or control a business. The report is filed with the U.S. Treasury Department's Financial Crimes Enforcement Network (FinCEN).
Who must file a BOI Report?
Most small businesses must file a BOI report. (Most LLCs, Incs, LPs, and GPs under 20 employees or $5 million in revenue).
What does a BOI Report include?
The report includes the business information (business name, business address, and tax identification number) and information about the beneficial owners (name, address, date of birth, and identification document).
Where can a BOI Report be filed?
The report can be filed electronically through FinCEN or a third-party filing service like ComplyBOI.
When does a BOI Report need to be filed?
Companies formed between January 1, 2024, and January 1, 2025, must file within 90 days of receiving notice of their formation. Companies formed after January 1, 2025, must file within 30 days.
Do BOI Reports have to be updated?
BOI reports must be updated within 30 days of any changes to business or beneficial ownership information.
What are the penalties for not filing a BOI Report?
There are civil penalties ($591/day) for late filing and criminal penalties (up to 2 years imprisonment and $10,000) for willfully failing to file.
What is the purpose of a BOI Report?
The report helps increase transparency and fight illicit activity. It’s part of a broader effort to combat money laundering and other criminal activity threatening fair business practices.
Who can access the BOI Report information?
The information is stored in a secure database and is only available to law enforcement officials, certain government agencies, and financial institutions. It is not available to the general public.